Strategies > Investments > Annuities > VARIABLE ANNUITIES

Retirement Isn’t The End. It’s The Beginning.

The day you stop working is a brand new stage in life. Ideally, a long and happy one.  But to live this new beginning to the fullest, you’ll need income.

In an optimal portfolio that’s part of a retirement plan, you’ll have the benefit of an array of savings and investment strategies. A variable annuity allows you to accumulate tax-deferred savings and then, during the payout period, provides you with the option to start receiving regular payments year after year for your lifetime, or for a specific time period.

Why Choose To Invest In Variable Annuities With Guardian?

  • Tax-deferred growth. Gains earned during the life of your annuity can continue to grow, tax-deferred. This means that you don’t pay taxes until the gains are withdrawn. Pay in and accumulate money now while you’re earning a salary. By the time you are receiving annuity payments, you could be in a lower tax bracket.

  • Protecting your beneficiaries. Variable annuities offer a number of options that can help you give your beneficiaries a form of financial protection, typically referred to as a death benefit, in the event that you die during the accumulation period, before you have begun to receive payments. 


is a variable annuity right for you?

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Variable annuities and their underlying variable investment options are sold by prospectus only. Prospectuses contain important information, including fees and expenses. Please read the prospectus carefully before investing or sending money. You should consider the investment objectives, risks, fees and charges of the investment company carefully before investing. Please contact your investment professional or call 800.221.3253 for a prospectus, which contains this and other important information. To download a contract or fund prospectus, please click here.