Team > Executive Management > THOMAS CIARDELLA, SR


Thomas Ciardella, Sr.

General Agent

T   201-843-7700
F   201-843-6333
52 Forest Avenue
Paramus, New Jersey 07652


Tom is a Managing Partner and the CEO of Certified Financial Services, LLC.

March of 2016 marked the start of his 50th year in the industry. Tom began his career as an agent with Metropolitan Life Insurance. After 10 very successful years with Metropolitan, he made a career change and joined New England Life, where he spent the next 9 years building one of their largest agencies. Then, in 1986, Tom joined Guardian® as a General Agent with his partner Mike Savino, and they took on the challenge of building an agency in northern New Jersey.

Tom has spent the last 30 years building one of Guardian’s premier agencies. CFS is now a 125-member firm with offices in Paramus, Parsippany, and Hillsborough, and serves more than 25,000 clients.

Throughout his career, Tom has received the industry’s top accolades as a General Agent from both Guardian and industry organizations, including the Master Agency Award, the Diamond International Management Award, the Productive Growth Award, the National Quality Award, Gold and Platinum National Management Award and the National Group Insurance Award.

Tom has also served as a member of Guardian’s Field Advisory Board several times and is currently serving as an active member on three of Guardian’s field committees. He also has the distinction of being one of only five mentors chosen by Guardian to help develop General Agents and C.D.M.s in their efforts to build their firms.

*Registered Representative, Park Avenue Securities LLC (PAS). General Agent of The Guardian Life Insurance Company of America® (Guardian), New York, NY.  2016-25218 Exp. 7/18